Archive for category Credit

My husband has a car loan that until the last two months he paid on time. I am not on the loan. He was in a car accident with his buddy leaving softball practice. (No alcohol was involved) My husband sustained substantial injuries and is now in a rehabilitation program to regain certain mobilities after a 6 week stay in the hospital. He is temporarily living at the facility that provides the rehab. He is receiving a small workmans comp check but it is not even close to what he made weekly. I work but due to his injuries I have to miss time to meet with physicians and the like. I have explained the situation to the finance company over and over but they continue to call. If I could afford an attorney I would hire one to help but I cant. How can I get these people to stop calling me. It is 10 am and they have called three times already! I have repeatedly asked them to stop calling. Apparently it falls on deaf ears!

sed8me_annie asked:




Dreams Revealed

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How bad would the repossession by ‘we finance auto’ affect my credit?

Jackstarks asked:




Casino Tropez

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Visa is charging me 21.49 % for purchases + 24.49% for cash which adds up to finance charge $149.00 a month. How can I reduce my monthly finance charge?

Ivy asked:




How To Buy A Car

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I have $1,145 dollars on the card with an interest rate of 8.9%. What is the formula to calculate what my finance charge would be on that month? I am horrible at math, when I did it it came out to around $90 and if that is right then I will just take the money out of savings and pay it all off.

brakes_pegs_lucky asked:




Pamper Dog

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I just filed for chapt 7 and I’d like to know how long it will be before I can finance a car. Will I have to wait until it is discharged? Anyone have experience in this?

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What happens if a finance company never repossesses a vehicle that has been discharged in bankruptcy?

lucky asked:


What happens if a finance company never repossesses a vehicle that has been discharged in bankruptcy? No payments have been made in 14 months…Bankruptcy discharged in June of this year. Finance company has our current address and phone number.

No Deposit Required

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Jak wyliczyć miesięczne koszty finansowe?

marbledog asked:


I'm starting small business, i chciałbym, aby oferta finansowania dla moich klientów, ale jestem pewny sposób obliczania opłat miesięcznych finansów na kwiecień Na przykład, jeśli finansowanych 700 dolarów w 20% APR ponad 24 miesięcy, w jaki sposób wyliczyć klienta miesięczny rachunek? Any help is appreciated! Dzięki.

Chinese Dishes

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Why is the bank still charging a finance charge if the account is closed?

amygirl7362000 asked:


I am still paying on the card to pay it off. The account was closed almost 2 months ago and I am being charged almost a $30 finance charge every month. How can I get ahead like that? I haven’t even charged on the card in the last 2 years. It doesn’t seem fair that they are charging a finance charge.

Free Voucher

I’m getting my first credit card when i turn 18 in early October…And i’m curious to know how many months will it take to determine if i have good or bad credit to finance a car on my own? I heard 3 months so the dealership can let me off with the car. Thanks!

Impressive_Instant asked:




Delicious Punch

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What company will finance a car or even a house for someone with very bad credit that has file bankruptcy and everything? I am trying to make a friend out of a lie. If there are any out there, let us know. I am thinking NO…

nisy_99 asked:




Cash for Content

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