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Posts Tagged Business Finance

What would be a good minor for someone majoring in Business Finance?

Dec 31

Posted by admin in Other - Business & Finance | 1 Comment

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What’s the difference between studying business, finance and accounting?

Dec 13

Posted by admin in Higher Education (University +) | 2 Comments

I want to be a ‘business woman’ you know, with a big firm/company and so on. What’s the difference between business, finance and accounting?

By: ~BlueRose~

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Having an interesting disscussion with someone who claims to be a CPA for 30 years and can’t name them. To be fair to him, I will ask the business and finance community what they think the two most important principles are. Your opinion, and maybe I will learn something new for myself in the answers. I mean finance in general, and this is more of a “book-type” question of technical principles, a bit like asking “what law of motion is most important when attempting to understand the trajectory of a rocket”?

Dec 8

Posted by admin in Personal Finance | 4 Comments

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What can I do with a Business Management with a Finance minor degree?

Nov 19

Posted by admin in Higher Education (University +) | 2 Comments

krazy_red_head_86 asked:




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What Kind of Job Can I Get With a Finance Degree?

Oct 31

Posted by admin in Other - Business & Finance | 1 Comment

kamikazestyle asked:


I will be graduating in about 4 months with a degree in business finance, and a emphasis in management. I currently work for a currency exchange company in the compliance department. What kind of job can I expect to get and what kind of pay?

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How much money can I earn with a double major in International Business and Finance?

Sep 15

Posted by admin in Personal Finance | 2 Comments

Churro asked:




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What are good careers with a bachelors in business finance degree?

Sep 6

Posted by admin in Other - Careers & Employment | 3 Comments

I’m currently going for my associates degree in business management with an emphasis in administration, however I feel that this degree choice is limiting. I graduate in September and I’m thinking about continuing on to get a bachelors degree in business finance. I’m 21 and I don’t know EXACTLY what I want to do but I feel I would enjoy a career in finance (not accounting exactly), what kind of careers would be an option for me with a bachelors degree in business finance?

By: KayKay

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What is the difference between Accounting and Finance?

Jun 17

Posted by admin in Other - Business & Finance | 1 Comment

accounting_guy_1988 asked:




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What colleges or universities offer good finance majors?

Apr 6

Posted by admin in Higher Education (University +) | 3 Comments

keke_bka_mornay asked:


I’m a junior and I’m starting to search for a college or university that best fits me and my major I want to pursue. I want to major in Business/Accounting or Finance because I soon want to become a CFO in a major company one day.

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By devoting extra caution and time, commercial borrowers can avoid serious business opportunity investment financing mistakes. The most obvious benefit will be to reduce the potential for critical commercial loan problems, both now and throughout the life of the business financing terms arranged.

A key factor that distinguishes business opportunity financing from other forms of business financing is the lack of commercial property ownership. Although the transaction will usually involve a long-term lease agreement, the buyer is acquiring a business that does not include real estate in the purchase price.

The two mistakes described in this article are more typical than expected by most commercial borrowers. While we will not be addressing all possible business opportunity financing problems in this article, we will include two of the most severe issues to anticipate and avoid.

Length of Business Financing -

A common mistake when acquiring a business opportunity is to finance the acquisition with business financing that expires within two to five years. One reason for this occurring is the failure to negotiate a longer-term lease, since it is typical for financing terms to expire with the lease.

A viable solution is to insist on a lease that is at least ten years long. This will facilitate business finance terms that can typically be for a ten-year period. One key factor that limits business opportunity financing to a ten-year period is due to the absence of commercial real estate collateral.

Use of Excessive Seller Financing -

Although nominal seller financing (such as 10-20%) can be helpful to a business financing transaction, attempts to finance either entirely or primarily with seller financing are generally inadvisable. There are several different issues which can result in this being a serious mistake.

If a seller is providing most or all of the business acquisition financing, a formal appraisal might not be obtained. While this appears to offer the advantage of saving the cost of such an appraisal, it also eliminates an important method of determining if the purchase price is appropriate. It is also not uncommon for a seller to have acquired a business appraisal that is used to substantiate the purchase price for the business they are selling. An appraisal financed by the seller is not likely to be an independent business value estimate.

An additional restriction when using excessive seller financing is that it typically will cover a period of three years or less. This will necessitate refinancing within a period that is not always practical to do so. A loan history up to 48 months will be required by some lenders prior to refinancing a business opportunity loan.

Solutions and Strategies for Avoiding Business Opportunity Investment Loan Mistakes -

Business borrowers should thoroughly discuss options with a business financing expert before proceeding with investing and financing programs. These efforts will be worthwhile since the potential business finance mistakes described above can be overcome successfully. Borrowers should seek out advisors capable of providing candid solutions in their efforts to obtain a better picture of complicated business opportunity financing possibilities.

Nov 24

Posted by admin in Finance | No Comments

Stephen Bush asked:




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